FGTS extraordiário: entenda se você pode sacar esse benefício

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O FGTS é o Fundo de Garantia do Tempo de Serviço, um benefício que os trabalhadores empregados em regime CLT tem direito.

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O saldo do FGTS pode ser utilizado tanto para quitar as dívidas pendentes quanto como renda nos meses em que o trabalhador busca sua recolocação.

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O dinheiro do FGTS pode ser também investido para servir como uma reserva de emergência ou até para começar a investir.

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O empregador deposita todo mês 8% do salário do empregado no Fundo de Garantia do Tempo de Serviço (FGTS).

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Este valor do FGTS é desembolsado pela empresa, não podendo ser descontado do funcionário.

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O trabalhador pode acompanhar se o seu patrão tem pago o FGTS corretamente, via aplicativo, site da Caixa ou mesmo SMS.

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O dinheiro depositado na conta do FGTS do funcionário passa por correção monetária mensal.

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Este é um tipo de rendimento, como ocorre com a poupança. Os juros são de 3% ao ano, mais a Taxa Referencial.

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Pode sacar o FGTS em caso de demissão sem justa causa e aposentadoria.

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E também em caso de morte do patrão e fechamento da empresa ou término do contrato de trabalho de um trabalhador temporário.

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O mesmo ocorre para empregados com 70 anos ou mais ou que sofram com doenças graves ou cuja esposa ou filho esteja em estágio terminal.

[{"selector":"#anim-5c4d268d-c216-4f20-be63-97f5bb1a1e5a","keyframes":{"opacity":[0,1]},"delay":300,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ec155ebc-09e1-40e6-806e-e3c4b957f4b7","keyframes":{"transform":["translate3d(115.85760%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":300,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ec69cbeb-18f2-45ea-bb11-70166ff0e79b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(40.643825154804695%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-a4b49960-65de-4cf1-a2d4-8bf1178a586a","keyframes":[{"offset":0,"transform":"translate3d(0, -640.21167%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -180.02752160400001%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -61.20423565200001%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -22.983598953%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -9.987302052%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":950,"fill":"both"}]

O caso mais comum é para compra de imóvel, já que trabalhadores de pelo menos 3 anos sob regime do FGTS pode sacar o valor.

[{"selector":"#anim-026b1fd3-a0af-4ba6-a791-2dd9c49fead7","keyframes":{"opacity":[0,1]},"delay":300,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cf86392a-4563-4abb-a7dd-59971079480c","keyframes":{"transform":["translate3d(116.50485%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":300,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dbdf4196-65b2-48e2-8626-0e8d391d73b4","keyframes":{"opacity":[0,1]},"delay":300,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-92d043ec-74d6-4adf-bf76-f9bdf6b068dd","keyframes":{"transform":["translate3d(115.80645%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":300,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Mas o dinheiro do FGTS pode ser muito bem aproveitado também quitando dívidas, criando um fundo de emergência e investindo.

[{"selector":"#anim-441c82ba-6c62-4516-b33a-8f869a2c9abe","keyframes":{"opacity":[0,1]},"delay":300,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c9744ef3-06ec-44c3-99c9-c094778c12fe","keyframes":{"transform":["translate3d(116.34615%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":300,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5ed0f0d8-518a-4fd8-837f-7f74c9d25fe0 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(33.56551194846894%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-712a2b17-4cc6-4d26-965d-49c2fea7d596","keyframes":[{"offset":0,"transform":"translate3d(0, -640.21167%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -180.02752160400001%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -61.20423565200001%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -22.983598953%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -9.987302052%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":950,"fill":"both"}]

[{"selector":"#anim-fb7ed346-10ee-4bb7-9ce6-129e4e90040c [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Clique aqui!