{"id":147107,"date":"2021-05-11T20:13:34","date_gmt":"2021-05-11T23:13:34","guid":{"rendered":"https:\/\/www.suno.com.br\/noticias\/?p=147107"},"modified":"2021-05-11T20:13:34","modified_gmt":"2021-05-11T23:13:34","slug":"whatsapp-competir-cartao-pix-abecs","status":"publish","type":"post","link":"https:\/\/www.suno.com.br\/noticias\/whatsapp-competir-cartao-pix-abecs\/","title":{"rendered":"WhatsApp vai competir com cart\u00e3o e Pix, segundo Abecs"},"content":{"rendered":"

A transfer\u00eancia de dinheiro por meio do WhatsApp<\/strong> \u00e9 mais um meio de captura e deve competir com o cart\u00e3o de d\u00e9bito e com o PIX,<\/a> de acordo com o presidente da Associa\u00e7\u00e3o Brasileira das Empresas de Cart\u00f5es de Cr\u00e9dito e Servi\u00e7os (Abecs), Pedro Coutinho. Segundo ele, em um cen\u00e1rio de crescimento da economia,\u00a0 essas modalidades ter\u00e3o perspectiva de expans\u00e3o.<\/p>\t

\n\t\t
\n\n\t\t\t\n\t\t\t\t\n\t\t\t\t\"WhatsApp\n\t\t\t<\/picture>\n\n\t\t\t
Bancos aceleraram digitaliza\u00e7\u00e3o durante a pandemia ap\u00f3s come\u00e7arem a utilizar o WhatsApp \n entre 2018 e 2019 - Foto: Pixabay<\/figcaption>\n\t\t<\/figure>\n\t<\/div>\n\n\n\t

\n\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/picture>\n\t\t<\/a>\n\t<\/p>\n\n\n

“Com a economia crescendo, o setor de cart\u00f5es,<\/strong> o Pix<\/strong> e o WhatsApp v\u00e3o crescer. J\u00e1 as transfer\u00eancias eletr\u00f4nicas como TED<\/strong> e DOC<\/a> e os boletos v\u00e3o se reduzir”, afirmou ele, em teleconfer\u00eancia com a imprensa, nesta ter\u00e7a-feira (11).<\/p>\n

De acordo com Coutinho, por ora, o Pix n\u00e3o tem impactado o setor de d\u00e9bito. “A gente j\u00e1 est\u00e1 quase no sexto m\u00eas do Pix e a gente viu nossa ind\u00fastria no cart\u00e3o de debito crescendo neste trimestre, mesmo com pandemia, quase 20%. Se eu olho friamente esse n\u00famero, parece que n\u00e3o”, analisou.<\/p>\n

Suno One: acesse gratuitamente eBooks, Minicursos, Artigos e V\u00eddeo Aulas sobre investimentos com um \u00fanico cadastro. Clique para saber mais!<\/a><\/p>\n

Por sua vez, o cart\u00e3o de d\u00e9bito,<\/strong> conforme ele, deve consolidar sua presen\u00e7a no universo digital. “Veio para ficar nas compras online”, afirmou.<\/p>\n

O presidente da Abecs afirmou ainda que as novas normas de receb\u00edveis, que entram em vigor no m\u00eas que vem, v\u00e3o trazer uma maior competitividade. “A nova central vai fortalecer nosso setor”, disse.<\/p>\n

Veja tamb\u00e9m:<\/h4>\n

Avan\u00e7o do WhatsApp Pay \u00e9 negativo para rating de bancos, diz Moody’s<\/h2>\n

A ag\u00eancia de classifica\u00e7\u00e3o de risco Moody’s v\u00ea o avan\u00e7o da solu\u00e7\u00e3o de pagamentos do WhatsApp<\/strong>, que pertence ao Facebook<\/strong> (FBOK34), como negativo para o rating dos bancos brasileiros. Com a autoriza\u00e7\u00e3o para o envio e recebimento de dinheiro por meio do aplicativo de mensagens, a vis\u00e3o da classificadora \u00e9 a de que outros servi\u00e7os financeiros podem vir a reboque.<\/p>\n\t

\n\t\t\t\tLeia tamb\u00e9m<\/span>\n\t\t\t\t\n\t\t\tCielo (CIEL3): Transfer\u00eancias por WhatsApp s\u00e3o disponibilizadas\t\t<\/a>\n\t<\/div>\n\n\n

“A nova plataforma tamb\u00e9m permitir\u00e1 que o Facebook monitore as transfer\u00eancias de dinheiro ao longo do tempo, provavelmente dando \u00e0 big tech a oportunidade de alavancar outros servi\u00e7os financeiros al\u00e9m dos pagamentos”, diz a Moody’s sobre a nova modalidade do WhatsApp em coment\u00e1rio ao mercado.<\/p>\n

Essa estrat\u00e9gia, de acordo com a ag\u00eancia, pode acelerar com a implementa\u00e7\u00e3o do open banking,<\/a> que permitir\u00e1 o compartilhamento de informa\u00e7\u00f5es de clientes entre agentes do sistema financeiro, no Brasil este ano.<\/p>\n

“A disrup\u00e7\u00e3o digital adicional para os bancos brasileiros causada pela expans\u00e3o do Facebook tamb\u00e9m seria negativa para o rating”, acrescenta a Moody’s.<\/p>\n\t

\n\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/picture>\n\t\t<\/a>\n\t<\/p>\n\n\n

A solu\u00e7\u00e3o de pagamentos do WhatsApp<\/strong> foi relan\u00e7ada no Pa\u00eds na ter\u00e7a-feira, 4, ap\u00f3s o BC autorizar a big tech h\u00e1 cerca de um m\u00eas, ap\u00f3s nove meses de suspens\u00e3o por parte do regulador.<\/p>\n

Com informa\u00e7\u00f5es do Estad\u00e3o Conte\u00fado<\/em><\/p>\n\t

\n\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/picture>\n\t\t<\/a>\n\t<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"

A transfer\u00eancia de dinheiro por meio do WhatsApp \u00e9 mais um meio de captura e deve competir com o cart\u00e3o de d\u00e9bito e com o PIX, de acordo com o presidente da Associa\u00e7\u00e3o Brasileira das Empresas de Cart\u00f5es de Cr\u00e9dito e Servi\u00e7os (Abecs), Pedro Coutinho. Segundo ele, em um cen\u00e1rio de crescimento da economia,\u00a0 essas […]<\/p>\n","protected":false},"author":39,"featured_media":135897,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[64],"tags":[895],"suno_strategy":[],"class_list":["post-147107","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-negocios","tag-whatsapp"],"yoast_head":"\nWhatsApp vai competir com cart\u00e3o e Pix, segundo Abecs<\/title>\n<meta name=\"description\" content=\"A transfer\u00eancia de dinheiro atrav\u00e9s do WhatsApp deve competir com o cart\u00e3o de d\u00e9bito e PIX, de acordo com a Abecs. 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Estuda administra\u00e7\u00e3o na Universidade Presbiteriana Mackenzie.","url":"https:\/\/www.suno.com.br\/noticias\/author\/laura-moutinho\/"}]}},"default_loop_html":"<div class=\"cardsPage__listCard__boxs\"><div class=\"cardsPage__listCard__boxs__img\"><a href=\"https:\/\/www.suno.com.br\/noticias\/whatsapp-competir-cartao-pix-abecs\/\"><img class=\"mask\" src=\"https:\/\/www.suno.com.br\/noticias\/wp-content\/themes\/suno\/resources\/images\/spotlight\/spotlight1img\/bg-mask.png\" alt=\"Image Mask\"\/><img src=\"https:\/\/files.sunoresearch.com.br\/n\/uploads\/2021\/03\/8a8efb70-whatsapp-892926_1280-400x200.webp\" alt=\"WhatsApp vai competir com cart\u00e3o e Pix, segundo Abecs\"\/><\/a><span class=\"spotlightCategory\"><a href=\"https:\/\/www.suno.com.br\/noticias\/negocios\/\">Neg\u00f3cios<\/a><\/span><\/div><div class=\"cardsPage__listCard__boxs__content\"><a href=\"https:\/\/www.suno.com.br\/noticias\/whatsapp-competir-cartao-pix-abecs\/\"><h2 class=\"content__title\">WhatsApp vai competir com cart\u00e3o e Pix, segundo Abecs<\/h2><\/a><div class=\"newsContent__article__meta\"><div class=\"newsContent__article__meta__authorBox\"><a href=\"https:\/\/www.suno.com.br\/noticias\/author\/laura-moutinho\/\" class=\"authorBox__avatar noMobi\"><img src=\"https:\/\/files.sunoresearch.com.br\/n\/uploads\/2020\/08\/531ff69d-whatsapp-image-2020-08-03-at-14.54.38-150x150.webp\" alt=\"Laura Moutinho\"><\/a><div class=\"authorBox__name\"><span>por\n\t\t\t<a href=\"https:\/\/www.suno.com.br\/noticias\/author\/laura-moutinho\/\"><span itemprop=\"author\">Laura Moutinho<\/span><\/a><\/span><time datetime=\"2021-05-11T20:13:34-03:00\" itemprop=\"datePublished\">11\/05\/2021 20:13<\/time><\/div><\/div><\/div><\/div><\/div>","single_layout":"posts","amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.suno.com.br\/noticias\/wp-json\/wp\/v2\/posts\/147107"}],"collection":[{"href":"https:\/\/www.suno.com.br\/noticias\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.suno.com.br\/noticias\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.suno.com.br\/noticias\/wp-json\/wp\/v2\/users\/39"}],"replies":[{"embeddable":true,"href":"https:\/\/www.suno.com.br\/noticias\/wp-json\/wp\/v2\/comments?post=147107"}],"version-history":[{"count":2,"href":"https:\/\/www.suno.com.br\/noticias\/wp-json\/wp\/v2\/posts\/147107\/revisions"}],"predecessor-version":[{"id":147170,"href":"https:\/\/www.suno.com.br\/noticias\/wp-json\/wp\/v2\/posts\/147107\/revisions\/147170"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.suno.com.br\/noticias\/wp-json\/wp\/v2\/media\/135897"}],"wp:attachment":[{"href":"https:\/\/www.suno.com.br\/noticias\/wp-json\/wp\/v2\/media?parent=147107"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.suno.com.br\/noticias\/wp-json\/wp\/v2\/categories?post=147107"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.suno.com.br\/noticias\/wp-json\/wp\/v2\/tags?post=147107"},{"taxonomy":"suno_strategy","embeddable":true,"href":"https:\/\/www.suno.com.br\/noticias\/wp-json\/wp\/v2\/suno_strategy?post=147107"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}